Intuit Credit Karma is a comprehensive financial tool that offers a wide range of features to help users manage their finances better. With Credit Karma, users can check their credit scores for free, learn about the factors that affect their scores, and take steps to improve them.
Credit Karma Money™ Spend is a checking account that comes with the option of early payday, while Credit Karma Money™ Save is an interest-bearing savings account with no fees. Approval Odds is a unique feature that provides personalized recommendations and shows users their chances of approval rates before they apply for a personal loan or credit card.
Additionally, Credit Karma offers a browsing tool that helps you to browse great credit card offers based on your credit profile, tune up your auto loan, and can even help you to save on insurance. With Karma Drive™, users can track their driving score to check whether they are eligible for lower car insurance rates.
Homeowners can use Credit Karma to calculate how much home they can afford, compare mortgage offers, and get a mortgage pre-qualification letter. Personal loan offers can also be compared on Credit Karma, whether you want to refinance credit card debt or borrow for an expense.
To protect agAInst identity theft, Credit Karma also provides free ID monitoring, allowing users to check their reports for potential threats as well as advisories for keeping personal information safe. Users can monitor important changes to their Equifax or TransUnion credit reports for free as well.
In essence, Credit Karma is a powerful and user-friendly financial platform that helps users take control of their finances by providing various tools to manage and protect their money.